FOPCU Website Privacy Notice
By using our website or interacting with an advertisement or web pages, you consent to this Policy. This includes your consent to our use and disclosure of information about you in the manner described in this Policy.
Fraternal Order of Police Credit Union respects the personal and financial privacy of all of its members. We are committed to protecting the information on and within our website using the same safety and confidentiality standards utilized in the transactoin of all Fraternal Order of Police Credit Union business. The following information will help you to understand how we protect the information gathered.
Fraternal Order of Police Credit Union may collect information such as:
- user name
- e-mail addresses
- Internet Service Provider address
- access time and date
- failed login attempts
We collect this information for internal reporting of website statistics, and product monitoring to imporve our services. Information obtained from our website is kept secure, and access to that information is limited with the credit union personnel who need to know the information to provide products or services to our members and to properly operate the credit union.
Interruption of Service
At certain times, Frateranl Order of Police Credit Union may not be available due to system maintenance or circumstances beyond our control
Internet Access Fees and Telephone Charges
You agree to be solely responsible for any telephone charges, internet access fees, and other such similar fees and expenses you incur by accessing Fraternal Order of Police Credit Union through this site. Please note that these feees may be assessed and billed separately by your online service provider or phone company.
Fraternal Order of Police Credit Union does not knowingly solicit data from children. We recognize that protecting children's identities and privacy online is important and the responsiblity to do so rests with both the online industry and parents.
If you visi our secure Online Banking site, you will be required to provide multifactor authentication (answer one of serveral secure questions) in addition to a Personal Identification Number (PIN) that is your unique password to enter and use our secure Online Banking server. This information is never given, sold or disclosed to third parties. It is held in strict confidence. WHen using Online Banking, certain online information, including the transactions you conduct, are recorded. This allows the Fraternal Order of Police Credit Union staff to confirm your transactions. The Credit Union stores no member or account information on our web server, which is accessed by the public. All member account information is housed on computers that are behind firewalls (protected area). All online transactions are authenticated and encrypted with the highest level of security protection available.
Your Frateral Order of Police Credit Union information is password- Protected. Fraternal Order of Police Credit Union uses industry-standard SSL encryption to protect data transmissions. Emails that you may send withut logging into Frateranl Order of Police Credit Union may not be secure. For that reason, we ask that you do not send confidential information such as Social Security or account numbers to use through an unsecured email.
nbsp;We provide a number of additional security features at Fraternal Order of Police Credit Union. After logging in, your online "session" will "timeour" after 30 minutes of inactivity, and you will be automatically logged off. This prevents other individuals from accessing your personal information in case you have left your PC unattended without logging out. When you submit your password, it is compared with the password we have stored in our secure database. We allow you to enter your password incorrectly three times. If you enter your your password incorrectly more than three times, your access to Frateral Order of Police Credit Union will be locked until you contact us to reactivate the account. We monitor and record "bad login" attempts to detect any suspicious activity, such as someone trying to guess your password.
Employee Security Standards
Fraternal Order of Police Credit Union maintains information standards and procedures that include physical and electronic safeguards, restricting access to those trained employees on the importance of information secutiry.
Policy Updates and Effective Date
If we make updates to this policy, we will update the policy with the changes and revise the "date of most recent update" poseted at the top of this policy. Any updates to the policy become effective when we poist the updates on the site Your use of the site following the update to the policy means that you accept the updated policy.